Terms of Use

Last updated: July 2026

These Terms of Use ("Terms") govern your use of the CarRateHub website ("Site"). By using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

Editorial content

The Site provides general educational information about insurance products in the United States. Content is provided for informational purposes only and is not intended as, and should not be relied upon as, financial, legal, insurance, or professional advice. Individual situations vary. Consult a licensed insurance professional in your state before making decisions about coverage.

Accuracy and completeness

We make reasonable efforts to publish accurate and up-to-date information, but insurance products, rates, laws, and regulations change frequently. We do not warrant that all content is current, complete, or free from errors. Verify specifics with an insurer or licensed agent before acting on any information you read here.

Third-party links and advertising

The Site contains links to third-party sites, advertisers, and comparison marketplaces. We do not control those sites and are not responsible for their content, privacy practices, or the accuracy of their offers. Following a third-party link is at your own risk.

Some links on the Site are affiliate links. When you click an affiliate link and complete a qualifying action, we may earn a commission at no additional cost to you.

Prohibited uses

You may not use the Site to:

Intellectual property

All content on the Site, including text, graphics, logos, and images, is the property of CarRateHub or its licensors and is protected by US and international copyright and trademark laws. You may view and print content for personal, non-commercial use.

Disclaimer of warranties

The Site and all content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. We disclaim all implied warranties including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the maximum extent permitted by law, CarRateHub is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Site.

Governing law

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles.

Changes

We may update these Terms at any time. Material changes will be posted on this page with a revised "Last updated" date. Continued use of the Site after changes constitutes acceptance of the updated Terms.

Contact

Questions? Email [email protected].