Free Car Insurance Calculators

Straight answers with the maths shown. No email required, no sign-up, and every tool explains how it reached its number so you can check it.

• Total Loss Payout Calculator: What Your Insurer Owes You
  Estimate your total loss settlement. Enter your vehicle's value, deductible and loan balance to see the payout, any gap, and what sales-tax reimbursement adds in your state.
• Diminished Value Calculator (17c Formula)
  Calculate a diminished value claim using the 17c formula most insurers apply. See the number they will offer, why it is conservative, and when an independent appraisal beats it.